Thrive Homes Privacy Statement
Our aim is to assure anyone doing business with us that we will comply with the Privacy Act 1988. This statement explains our policy towards the collection, storage and use of personal information.

Privacy Legislation compliance
We are committed to safeguarding personal information regarding our customers. This policy formalises and strengthens this commitment to our customers. We comply with the National Privacy Principles contained in the Privacy Act 1988.

Our Collection of Personal Information
Personal information is anything that can identify a person. The kind of personal information we collect will depend on the particular dealings customers may have with us.

Our Use and Disclosure of Personal Information
Our policy is only to use or disclose personal information for the purpose which was either specified or reasonably apparent at the time when the information was collected. We may also use or disclose the information collected for any other related purpose for which a customer would reasonably expect it to be used. Should we wish to use or disclose the personal information in other circumstances we would obtain the customer’s consent to do so.

Sharing Personal Information
We do not sell personal information to other parties. The only circumstances in which external organisations may be given access to our customers’ personal information is when our contractors and service providers are helping in the operation of our business or to provide a customer service. In such cases we require these organisations to agree to our Privacy Policy.

When you agree to be contacted, you give consent that Thrive Homes may use your personal information to provide you with updated information about our range of products and services or for assessing our service levels with you. This could be by mail, email, sms, social media, telephone or the like. You have the right to request that we do not provide you with such material or information, and should you not wish to receive it, simply contact our office and advise us accordingly or simply check the unsubscribe box included on all our electronic correspondence. We will then remove you from our contact list promptly. Thrive Homes does not and will not disclose your personal information to any unrelated party.

Our Website
Our website may contain computer enhanced images which are indicative only of the dimensions, fittings, features, finishes and specifications and should not be relied upon in any way by prospective purchasers. Our website is to be viewed only as a guide for our offerings.

Information contained in Cookies
A cookie is a small data file that may be placed on the computer of a web user (usually in the browser software folder) the first time a computer visits a web site which operates cookies. Cookies are necessary to facilitate on-line transactions and ensure security. If customers do not wish to receive any cookies they should set their browser to refuse cookies. We do not use cookies to keep personal profiles of our customers’ use of Thrive Homes website.

Protection of personal information
We aim to ensure that your personal information is both current and accurate and will take all reasonable steps to protect that information.

Your Access to Personal Information
Should you wish to obtain a copy of the personal information that is held by Thrive Homes please contact our head office on (02) 8765 5500. Personal identification may be required.

Your Ability to Change Information
If you would like to change or update personal information then please contact our head office on (02) 8765 5500.

Changes to the Privacy Statement
Thrive Homes reserves the right to change this Privacy Statement at any time. An updated version of the Statement will be posted on our website at

Invest & Finance
We know what you’re thinking!   Don’t worry though, this isn’t another one of those hundreds and hundreds of negative articles about how millennials can’t afford to buy a house.In fact, this is precisely the opposite.   Now, we’re not denying that it is harder than ever before for people to buy their first home, and we are fully aware that the housing market has gone crazy. However, with our house and land packages getting into your first home could be a lot easier than you think.   Thrive Homes was developed especially for first home buyers and investors. We know how to help you get the house you want – at a price you can still afford. In fact, we have four bedroom, two bathroom homes with double lock-up garages, starting from $415,575 as at the date of this article. We know that building a house sounds pretty daunting, but we’ll be with you every step of the way. From the construction and contract processes, to helping you customise your dream home and pick a floor plan that’s best suited to your future plans.sDid you know that we can also help you with finance? You can start by playing with our ‘how much can I borrow’ calculator and then come in and chat to one of the team at our amazing display locations or contact us here.   We’re here for you millennials and we think it’s your time to Thrive!
Invest & Finance
House Sit and Save
October 16, 2017
With the median house price in Australia now nudging nearly $660,000, young Aussies need every bit of help they can get. So it comes as no surprise that more and more people are turning to house sitting, to live rent-free and save for their first (or next) home. If you’re considering taking the plunge, here are a few tips to help you house sit while you save for your deposit:   Use a reputable site Okay, just because you can find people looking for house-sitters on Gumtree, it doesn’t mean that you should. Instead, head over to reputable sites like Trusted House Sitters and Mind a Home. Entrusting a third party to handle the House Sitting Agreement keeps you protected, and it’s a much safer option than responding to random ads on the internet.   Get a PO Box If you’re about to start living with no fixed address, then it’s a good idea to sign up for a PO Box at a central post office. Most bills are online these days, but you don’t want to risk receiving unnecessary fines or having accounts cancelled, just because companies couldn’t figure out where to post a bill.   Start Small WARNING – HARD FACT: You’re not going to be given the reigns to a Point Piper mansion on your first sit. Think of it like a new job: you’ll have to start a few ranks down and build up your reputation. Start with something modest, and build your way up.   Be Nice to Your Friends WARNING – ANOTHER HARD FACT: There will be periods
Invest & Finance
In case you’ve missed it, Thrive Homes is offering you the opportunity to DOUBLE the Government’s $10k First Home Owner Grant by offering a $10k grant of our very own. All good things do have to come to and end though, so we’re here to give you the heads up that you have until 30 June 2017 to take advantage of the additional $10k grant from us. In case you need encouragement to act now, here are some great ideas on how you might like to spend the money. To find out how to take advantage of the Thrive First Home Owner’s grant before it’s too late, get in touch with the Thrive Homes team online, by calling us on 1300 921 383 or by dropping into our Kellyville Sales Hub or Airds Display Home. Don’t miss out!
Invest & Finance
Sydney is consistently ranked as one of the top cities in the world when in comes to liveability. Boasting the pick of Aussie weather and that ideal combination of beaches and a bustling city, Sydney life is pretty sweet… until you try and get your foot in the door of the property market. According to new data released by Domain last week, a mind-blowing 78 Sydney suburbs now boast a median house price of $2 million or more. Five years ago only six of Sydney’s most elite suburbs made the $2mill club. The rate at which Sydney suburbs are skyrocketing has not only increased in recent years, in the past three months alone 26 Sydney suburbs have joined the ranks. Finding value below the median The latest data from CoreLogic has the median house price in Sydney sitting at $950,000 – a daunting figure for first home buyers. But there are opportunities to own a piece of Sydney for a lot less than the median price. With housing prices as high as they are in metro areas, Sydney is growing and a new set of well-serviced suburbs are being born. As at the date of this article Thrive Homes have a range of house and land packages in Sydney suburbs like Camden, Austral, Spring Farm, Cobbity and Tahmoor with prices well below the Sydney median. According to Domain, five years ago, Kingsford and Darlinghurst didn’t even have a $1 million median and are now on the $2million median list. It’s not hard to imagine that five
Invest & Finance
Pinch your pennies If you’re one of the many people saving for a home deposit, or if you've just bought your first home, you should think about spending the long weekend at home. Not in a sad ‘I can’t afford to go on holiday’ kind of a way either. Entertain at home people with a Staycay. We give you permission not to be frugal as you normally are: we don’t want to hear anyone is serving their guests dust pies, or homemade milk. Keep an eye out There’s no doubt the supermarkets will be competing for your spending dollar, so go and check out what is on offer. Your guests won’t know that your corn chips were half price. You can bet hot cross buns will be discounted by Monday morning…they’ll probably have put up Christmas decorations! Lets get this party started by focussing on your liquid assets... Frosé (Frozen Rosé) Ingredients:Makes 4 to 6 Servings• 1 750 ml bottle hearty, bold rosé (such as a Pinot Noir or Merlot rosé)• ½ cup sugar• 8 ounces strawberries, hulled, quartered• 2½ ounces fresh lemon juice PreparationPour rosé into a 13x9" pan and freeze until almost solid (it won't completely solidify due to the alcohol), for at least 6 hours.Meanwhile, bring sugar and ½ cup water to a boil in a medium saucepan; cook, stirring constantly, until sugar dissolves, about 3 minutes. Add strawberries, remove from heat, and let sit 30 minutes to infuse syrup with strawberry flavour. Strain through a fine-mesh sieve into a small bowl, cover and
Invest & Finance
Duty calls
March 24, 2017
Talking about stamp duty is a bit like having the birds and the bees talk with your kids: no one wants to listen, and it's kind of gross. But we have to have the chat. Read on brave people… What is stamp duty? Sadly it’s a kind of tax placed on large acquisitions, like buying a property. The more expensive the property, the greater the stamp duty you have to pay. This means that if you are a first-time buyer, you need to not only save for the property, but for the stamp duty as well. This sucks. You can’t even pay it off over time: it must be paid within 90 days of buying your place (or upon settlement if you settle before 90 days is up). How much do I need to save? You can work out how much you’ll need for stamp duty, by playing around with our online stamp duty calculator here. For example, if you’re a first home buyer and you’re planning on living in your new home, you’ll be looking at around $12,500 in stamp duty on a purchase price of $600,000. A bit of good news House and Land packages are a great way to you if you want to save on stamp duty. This is because when you’re building a new house you only pay stamp duty on the value of the land component, not the house and land components, as the home hasn’t been built yet. The good news doesn’t stop there though. New South Wales offers
Invest & Finance
 There has long been a debate, as to whether it is better to buy or to rent. At Thrive Homes we’re firm believers in investing in a home, especially at a time when Sydney and its surrounds have some of the most sought after property in the world. If you’re a local, you’ll know why. In fact, Sydney is so much in demand that the average house price here has actually tripled since 1983. With record sales results being reported every month, it seems likely that the rapid market growth will continue. It also means that return on property investments is far greater than the return on shares, term deposits and obscure art investments. That said, there are some benefits to renting that you should enjoy whilst you can: not paying for maintenance, council rates, strata levies and not to mention paying interest.     But can I afford it? We can’t answer that one straight off. What we recommend is filling in our calculator to see how much you are able to borrow based on your circumstances. We are all different: incomes, expenditure and family size. Have a look here. So, if you discover that you are able to borrow enough money, you should now look at what your repayment options are. This is critical, as you need to think about what changes you will have to make to your lifestyle. You may have to give up the smashed avocado, beard trims and your collection of pay on demand TV services. Please don’t
Invest & Finance
For most of us, there is a chance that our money is indeed smarter than us. It runs like the wind, it knows how to hide and lets be honest, we can sometimes be so intimidated by it, that we just avoid managing it. Lets get a hold of your money now, because it takes the average first home buyer person around 4 years to save a deposit. Pay off that credit card Credit cards normally start off as a back up, but often get more of a workout than they should. To save successfully, you’re the only one who should be working out. Start paying off that Contiki Tour you took in 2000... And those shoes that were on sale but still cost two weeks wages. Don’t try and be a hero: pay off what you can, when you can. If you can do this, then you can get serious about buying a home. Do a personal audit It is just possible that you are spending your money on things you don’t need. Too many a home deposit has been lost to brunch. There is an awful lot of smashed avocado and coconut water being ordered these days, when baked beans are packed with protein and practically paleo. They’re also equally instagrammable with a bit of creative direction. Write a list of what you spend, and work out what isn’t completely necessary. If you can’t free up some cash this way, we are going to have to suggest you move back in with your parents
Invest & Finance
We think anyone who has managed to save for a first home, deserves a reward. We know what you have been through: collecting sugar sachets from café’s, cutting your own hair and shopping for clothes in places that neither of us care to mention. So we have a little something (ten thousand of them) for you, from us, because we’re devoted to first home buyers. Here’s how it works… The First Home Owner Grant As you most probably know, the government also thinks you could use a break and offers first time buyers $10,000 to purchase their home. It has to be a new home build, you can’t have had owned any property previously, the property can’t be valued at more than $750k and you must plan to live in it. Let’s be frank: none of this is a barrier for you. Read on... The Thrive Grant At Thrive Homes, we decided that we would match the government’s contribution. So if the government gives you $10,000, we will also offer you $10,000*. Just because we know what it’s like to try and get your foot in the door of your first home…and 'cause we are kind of nice people. So… It’s now time to think about what you could do with $10,000. There’s obviously our range of amazing upgrades, like stone bench tops, 900mm Westinghouse oven and soft close drawers and doors. But with an extra $10k in your pocket, why stop there? Here are top ten (other) ways to blow $10,000:   1. Wallpaper your house in salmon for